International students must have health insurance coverage while studying in British Columbia. Medical services are expensive if you do not have a medical plan.
Medical Services Plan, MSP is BC’s provincial health insurance plan. Anyone living in BC for 6 months or longer (including international students) is required by law to enrol in MSP and pay a monthly health fee. You must apply for MSP as soon as you arrive at your campus locations. You may apply either online (simple 15-minute process) or on paper.
While your MSP is being processed (this could take up to three months) you are required to have medical coverage. Guard.me provides temporary health insurance (for at least 120 days) for new international students who are waiting for MSP application processing. Your Guard.me one-time fee is included when you register for your first term and coverage begins up to 7 days before the start of your program. If you plan to arrive more than 7 days before the start of the program, you are responsible for additional health insurance coverage. You will receive your Guard.me insurance package upon arrival at your selected campus.
Once you receive your MSP, present your BC Services Card to the front registration at your campus location to confirm you have MSP coverage. Your coverage with Guard.me will end after 120 days provided you have presented your BC Services Card to registration on your campus.
For more information, please visit
https://www.coastmountaincollege.ca/international/current-students/medical-insurance